To qualify for a loan, all loan borrowers must:

-Have a verifiable name, date of birth and social security number;

-Be at least 18 years of age;

-Have a credit score of at least 550; 

-Be a U.S. Citizen or Permanent Resident;

-Have a job or another verifiable source of regular income;

-Be eligible for membership with Kaua’i FCU;

-Meet our minimum credit requirements; 

-Have a personal banking account at a U.S. financial institution with a routing transit number.